Category Archives for "Buyers"

San Diego Real Estate Market Forecast, San Diego Real Estate Economist, San Diego Real Estate

“The Oracle,” San Diego Real Estate Economist: “Buy Now Because You Won’t Be Able to In A Few Years.”

Lots of people are nervous about what’s going to happen with the real estate market. Is the presidential election going to have an effect on home values? Should they buy now, or is there another bubble that’s going to burst?

Renowned real estate economist Alan Nevin was asked these questions and more at a real estate conference this week, and his responses were satisfyingly reasoned and hyper-local to San Diego.

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Carmel Valley Townhouse, San Diego Townhomes For Sale, San Diego Condo Realtor

Don’t Hire a Realtor to Help You Buy a Home With an HOA Until You Read This

If you’re buying a home which is subject to an HOA, your investigation into the HOA is one of the most important elements of your buyer due diligence. HOAs have a lot of power over your ownership of your property—they can regulate your the and design of your home, charge you directly for the cost of maintenance to the complex (on top of your normal monthly dues), and they can foreclose on you and literally take your home away if you don’t pay those fees levied by the HOA.

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Homes for Sale San Diego, San Diego Real Estate, Mortgage Rate Increase

The Fed Raises Interest Rates 0.25%—Barbara Corcoran Weighs In on the End of Cheap Money for Home Buyers

For the past 2 years, analysts have been predicting an increase of about 0.5% per year on 30-year fixed rate mortgages, and it looks like in 2016 they might finally be right. As was expected and hotly anticipated, the Federal Reserve raised interest rates today by 0.25%, the first increase in almost a decade.

It’s here: the end of cheap money for anyone planning to buy a home or income property who needs a loan.


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2 How to Buy a Home in California, San Diego Real Estate, Home Buying Process

How to Buy a Home in California, Part IX: Closing Escrow

You've done everything right, and it's paid off for you. You did a thorough investigation into the home you want to purchase, approved it or renegotiated the terms of the deal, and you've removed all your contingencies and fully committed yourself to complete the purchase. It's time to close escrow and move into your new home! If you're not quite with us yet, browse the topics we've covered in this multi-part blog series on How to Purchase a Home in California with our handy Table of Contents

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How to Buy a Home in California, Opening Escrow, San Diego Real Estate

How to Buy a Home in California, Part VIII: Opening Escrow and Buyer Due Diligence

So you've got all your ducks in a row, found a home you love, and convinced the seller to accept your offer. Congratulations!!! This is a huge accomplishment. But, your work has only just begun. Now it's time to investigate the home and make sure it's going to be a good investment. Hopefully you won't find out anything horrible, but that's out of your hands at this point. Real estate is like litigation—never a sure thing, no matter how great your case is. In this post we'll be covering the flurry of activity that will take place when you open escrow. If you'd like to browse the other topics in this multi-part blog series on How to Buy a Home in California, please check out our handy Table of Contents

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How to Buy a Home in California, Homes for Sale in San Diego, Making Offers

How to Buy a Home in California, Part VII: Shopping For Homes and Making Offers

We've covered most of the basics so far in our multi-part blog series on How to Buy a Home in California. By now, you know what your loan options are, how much you're going to owe each month at different price points, and you have a stellar agent advising you. You're finally ready for the fun part—shopping for homes! In this post we'll be talking about what to consider when you're evaluating homes, how to know what to offer, and what comes next. If you want to browse through the topics in this series, please use our handy Table of Contents.

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How to Buy a Home, All About Closing Costs, San Diego Real Estate

How to Buy a Home in California, Part VI: All About Closing Costs

In the last installment of our blog series on How to Buy a Home in California, we talked about mortgage basics and how to find a great lender. In this installment, we'll be demystifying closing costs. Unfortunately, your down payment is not the only thing you have to save for when you want to buy a home. But don't fret; knowledge is power. If you want to browse through the other topics in this series, please use our handy Table of Contents. Now let's dive in.

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How to Buy A Home in California, Part V: Home Loan Basics and How to Get a Great Rate

In the last installment of our blog series on How to Buy a Home in California, we talked about how to make sure you hire the best Realtor to advise and protect you during your home purchase. It is just as important to hire a great lender who will educate you about the complex world of mortgage loans, and help you make smart financial decisions. In this post, we're going to cover the basics about mortgages and refer you to an expert who you can contact for a more detailed analysis of your unique situation. If you want to browse through the topics in this series, please use our handy Table of Contents.

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Lauren Empey Pacific Beach Realtor, La Jolla Realtor

How to Buy a Home In California, Part IV: How To Make Sure You Hire A Great Realtor

In the last installment of our blog series on How to Buy a Home in California, we went over some basics about the standard home purchase contract in California. By now you have a pretty good understanding of what you're getting into, and it's time to start interviewing Realtors and kickstart your home search into high gear! In this post, we'll give you some great tips on how to make sure you hire a stellar Realtor. If you want to browse through the topics in this series, please use our handy Table of Contents.

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